CREDIT APPRAISAL, RISK ANALYSIS & DECISION MAKING

An Integrated Approach to on and off Balance Sheet Lending 

·   Balance Sheet, Profit & Loss & Cashflow items – Explained from Banking, Accounting, Statutory & Management angles.

·        Analysis of Financial statements – A pragmatic approach.

·        Window Dressing methods unveiled.

·        Forecasting & Cash budgeting illustrated.

·  Decision making in credit  - Various dimensions &Step by step approach with illustrations.

·  Nonfund-based facilities – Letter of Credit, Bank Guarantee & Derivatives.

·        Trade Finance – Including Bill Finance, Import & Export Finance.

·        Project Finance appraisal.

·        Standalone chapters on Retail Credit&Priority Sector lending.

·  Risk Management - Credit, Operational, Market & Country risks explained.

·        Relevant provisions of Companies Act 2013 & Amendments.

·        Salient Regulatory &Other trends - Overview &updates.